Can you smell the deal? The housing market is beginning to turn to buyer's market.
It's not just the price, it's the way the advertisement sound, luring buyer to buy like "super cheap deal", "super worth", started to loom.
One of the indicator to look for is the rising of rental yield, representing drop of property price.
Friday, January 13, 2012
Sunday, January 8, 2012
How to win monopoly game
Monopoly game is a fantastic game. Its truely real life. You can view player as you or a company.
1) cash flow is the single most important thing. Build it.
2) Make sure you and the company you invest always have cash to meet daily life and daily operation, including allowance for unexpected event that need cash.
3) After fulfill step no.2 requirement, all cash are excess cash. Find place to park your excess cash at places provide highest return with tolerable risk
4) As your asset or investment generate income, reinvest the cash and find place to park the cash like step no.3.
5) Always review and repeat step no.2 to step no.4. As you have more asset, cash flow grow.
Additional tips:
6) When supply become limited, willing / not afraid of, to bid for high price or offer record high price, depending on your financial strength, (financial strength can be known by reviewing step no.2) to get asset and to grow income, but most important to gain competitive advantage.
7) Willing / not afraid of, to buy / trade with other for very high or record high price, to get asset that have potential to provide you competitive advantage, in whatever way (even mortgage)
Lesson
8) When you are strong, (most importantly you have a lot of good assets, 2ndly you have have lots of cash) you have negotiation power, you get better deal. If you are weak, you have to accept lousy deal.
1) cash flow is the single most important thing. Build it.
2) Make sure you and the company you invest always have cash to meet daily life and daily operation, including allowance for unexpected event that need cash.
3) After fulfill step no.2 requirement, all cash are excess cash. Find place to park your excess cash at places provide highest return with tolerable risk
4) As your asset or investment generate income, reinvest the cash and find place to park the cash like step no.3.
5) Always review and repeat step no.2 to step no.4. As you have more asset, cash flow grow.
Additional tips:
6) When supply become limited, willing / not afraid of, to bid for high price or offer record high price, depending on your financial strength, (financial strength can be known by reviewing step no.2) to get asset and to grow income, but most important to gain competitive advantage.
7) Willing / not afraid of, to buy / trade with other for very high or record high price, to get asset that have potential to provide you competitive advantage, in whatever way (even mortgage)
Lesson
8) When you are strong, (most importantly you have a lot of good assets, 2ndly you have have lots of cash) you have negotiation power, you get better deal. If you are weak, you have to accept lousy deal.
Frog characteristic
Employee who likes to jump from one company to one company because they think they can have a better working environment, whether regarding money, company policy, politics, collegues; tends to change their believe easily when things go against them. They see things in short term, they are not willing to put in effort to change the working environment, they often blame others, and never look inside themselves.
If those people become employer, they will look only to profit. They will always look to change from one employee to another employee to get a better employee, they will not put in effort to train employee.
Don give up easily just because of obstacles, overcome it and you will see bright sky.
If those people become employer, they will look only to profit. They will always look to change from one employee to another employee to get a better employee, they will not put in effort to train employee.
Don give up easily just because of obstacles, overcome it and you will see bright sky.
Invest in boring company
In this generally stagnant global economy growth ahead, not every business will fall into difficult situation. Some companies will continue to earn a lot of money. I see those companies fall into quite boring company. They have stable and huge margin of positive free cash flow, huge margin of earning, stable and slow growth of revenue, low debt burden.
Those companies will gain pretty much attention in difficult time and have high valuation ultimately.
Those companies will gain pretty much attention in difficult time and have high valuation ultimately.
Thursday, January 5, 2012
Sunday, January 1, 2012
为了生存而不得不演的戏
当生存被视为必然现象，学习就变成兴趣使然。可有可无，很容易就敷衍了事。当生存是必须认真守护时，破釜沉舟下，学习就变成必需。不继续学习，就无法生存，即使是你没兴趣，或不愿学的那一块。
事实上，差不多每个人都为生存奋斗着。
为了继续活着，为了保住工作，为了家庭，为了面子，为了稳定的将来。每个人为了生存，都使尽浑身解数，
勤力的就把工作做好，做多一点，但可能只会默默贡献。
懒惰的扮勤劳，偷工减料的也把工作做完。演演戏找借口偷懒。
爱表现的喜欢在老板面前檫鞋，下属或同事面前扮威风，为的是什么？为的是得到老板的赏识，力争上游。
爱说是非的，总是道听途说，让不好的谣言到处飞，讲的都是别人，以显示自己高贵。
爱面子的千万别去招惹，因为他们即使非常痛苦，压抑，也会强逼自己把答应的事做完。精神紧绷得很。
怕输的嫉妒心重，怕死的不敢承担，怕事的天天打着熟练的太极。
人是反反覆覆的，有时勤力，有时懒惰，有时想表现，有时多说些，等等，还会受情绪左右。我想说的是，每个人的生存方程式各不同。
其实，大家都在演自己的戏。一起融合在大家庭里，就变成大家共同的戏了。为了生存，试问我们如何可以为了想自命清高而不陪着大家演下去呢？
事实上，差不多每个人都为生存奋斗着。
为了继续活着，为了保住工作，为了家庭，为了面子，为了稳定的将来。每个人为了生存，都使尽浑身解数，
勤力的就把工作做好，做多一点，但可能只会默默贡献。
懒惰的扮勤劳，偷工减料的也把工作做完。演演戏找借口偷懒。
爱表现的喜欢在老板面前檫鞋，下属或同事面前扮威风，为的是什么？为的是得到老板的赏识，力争上游。
爱说是非的，总是道听途说，让不好的谣言到处飞，讲的都是别人，以显示自己高贵。
爱面子的千万别去招惹，因为他们即使非常痛苦，压抑，也会强逼自己把答应的事做完。精神紧绷得很。
怕输的嫉妒心重，怕死的不敢承担，怕事的天天打着熟练的太极。
人是反反覆覆的，有时勤力，有时懒惰，有时想表现，有时多说些，等等，还会受情绪左右。我想说的是，每个人的生存方程式各不同。
其实，大家都在演自己的戏。一起融合在大家庭里，就变成大家共同的戏了。为了生存，试问我们如何可以为了想自命清高而不陪着大家演下去呢？
Wednesday, December 28, 2011
Change is constant.
The only things that never change in this world is change. Change is constant. Especially in today's world where 3 years might equal to 30 years in the past. Company that see other change but do nothing will fail. company that follow the trend, will struggle to survive because of competition. Only company that make changes or lead changes will thrive.
Doing business is like sailing in a sea. There are huge wave and danger hiding all around. I use this example because we can easily see the things that we need to sail safely across.
We need a big and solid ship and complete equipments. Those are our business model and our business core competency.
We need great leader that is focus who can to steer us through in calm and danger situation.
We need a team of sailers and people that have the same goal as the leader.
Always,
Equip yourself, plan ahead, if anything happen beyond your expectation, make changes and build on strength.
Be persevere and focus. don't give up easily.
Prudent and know what you are doing.
Although change is constant, we need to be calm to be able to see the changes.
Doing business is like sailing in a sea. There are huge wave and danger hiding all around. I use this example because we can easily see the things that we need to sail safely across.
We need a big and solid ship and complete equipments. Those are our business model and our business core competency.
We need great leader that is focus who can to steer us through in calm and danger situation.
We need a team of sailers and people that have the same goal as the leader.
Always,
Equip yourself, plan ahead, if anything happen beyond your expectation, make changes and build on strength.
Be persevere and focus. don't give up easily.
Prudent and know what you are doing.
Although change is constant, we need to be calm to be able to see the changes.
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