You have a plan for bottom fishing?

Thought of bottom fishing?
A lot of us accumulate cash but have no idea which counter to bet into. We sometimes aim this counter and sometimes aim that counter. No matter how much cash we have, soon we will be out of it. More worse, we will be out of it long before bottom.

You need to have a long term plan for bottom fishing. We need to make sure we can continue to fish for a long time in this shallow sea. We don't aim at fishing when the sea is so shallow that almost no water left, we target shallow sea.

For those who is lack of patience, lack of discipline, lack of cash, lack of time, lack of investment know how, buying mutual fund is always a good idea in uncertain time like this. We can build discipline by buying into it monthly or quarterly. It is easier to plan long term for your bullet in mutual fund than in stock market.