For those people when they know that they need to become millionaires to be able to retire, they are too scare that they will not be able to retire for the rest of their life. In fact, everyone can retire at 72 years old with ZERO saving, only depend on EPF saving.
This is under reasonable assumption of Malaysia case of 3%inflation, 3%income growth, and EPF return of 5% average.
Those who interested can email me at ta000236@yahoo.com to do a free retirement planning.
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